<div class="table-responsive mb-3"><table class="table table-bordered table-sm"><thead class="table-light"><tr><th>Data Category</th><th>Retention Period</th><th>Basis</th></tr></thead><tbody><tr><td>Account profile</td><td>Account lifetime + 2 years</td><td>Contract / legal claims</td></tr><tr><td>Transaction records</td><td>7 years</td><td>Tax and AML legal obligation</td></tr><tr><td>Chat messages</td><td>3 years from last activity</td><td>Dispute resolution legitimate interest</td></tr><tr><td>Marketing consent records</td><td>Duration of consent + 3 years</td><td>Legal obligation to demonstrate consent</td></tr><tr><td>KYC documents</td><td>7 years after account closure</td><td>AML legal obligation</td></tr></tbody></table></div>