<p>Gletra Wallet stores prepaid balances, promotional credits, and refund proceeds. Financial data associated with wallet operations is processed under enhanced security controls and retained in accordance with RBI prepaid payment instrument guidelines and our AML Policy.</p><h4 class="h6 fw-bold mt-3 mb-2 text-dark">Wallet-Related Data Practices</h4><ol class="mb-3"><li>Top-up transactions are linked to your verified payment method; we store transaction references, not full card numbers</li><li>Withdrawal requests require completed KYC and validated bank account details matched to your registered identity</li><li>Wallet ledger entries are retained for a minimum of seven years for audit and regulatory purposes</li><li>Suspicious wallet activity triggers automated holds and manual review by our compliance team</li></ol><p>Seller payout data processed through the Seller Panel includes settlement amounts, commission deductions, TDS certificates where applicable, and bank transfer confirmations. Sellers can export payout statements from the Seller Panel dashboard.</p>