<div class="table-responsive mb-3"><table class="table table-bordered table-sm"><thead class="table-light"><tr><th>Dispute Category</th><th>Examples</th><th>Filing Window</th></tr></thead><tbody><tr><td>Product — non-delivery</td><td>Item never arrived; tracking shows no delivery</td><td>30 days from expected delivery</td></tr><tr><td>Product — quality</td><td>Defective, damaged, not as described</td><td>30 days from delivery</td></tr><tr><td>Service — performance</td><td>Incomplete work, poor quality, scope disagreement</td><td>7 days from service date</td></tr><tr><td>Service — no-show</td><td>Provider did not arrive</td><td>24 hours from scheduled time</td></tr><tr><td>Payment — billing</td><td>Overcharge, duplicate charge, unauthorized transaction</td><td>24 hours–30 days by type</td></tr><tr><td>Communication — conduct</td><td>Harassment, threats via chat or calls</td><td>30 days from incident</td></tr></tbody></table></div>